WhatsInItForMe.org
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What’s In It for Credit Unions?
Satisfaction. At a Credit Union, you come first. Credit Unions are member-owned and not-for-profit financial cooperatives dedicated to improving members' lives. More than 86 million members own 9,000 U.S. credit unions. Any excess earnings that the credit union makes are returned to members in the form of better rates and services. Stockholders own banks. Banks make money for stockholders, not for members.
Credit Unions are the only volunteer-controlled financial institutions in the U.S. You and other members elect a volunteer board of directors to oversee the credit union. The manager or president/chief executive office reports to this board. Bank directors are paid and legally bound to make decisions that benefit stockholders, not members.
