Main Navigation

• Get In On It
• Tell Me About It
• It's In The News

At a Credit Union, you come first.

Credit Unions are member-owned and not-for-profit financial cooperatives dedicated to improving members' lives. More than 86 million members own 9,000 U.S. credit unions. Any excess earnings that the credit union makes are returned to members in the form of better rates and services. Stockholders own banks. Banks make money for stockholders, not for members. People are eligible to join a Credit Union based on where they work, live or have affiliations.

Credit unions not only provide outstanding personal service, but members often earn higher returns on their savings while paying lower rates for loans. Our not-for-profit status enables credit unions to operate at a lower cost than many for-profit institutions and helps us offer competitive loan and savings rates. Credit unions usually charge lower interest on credit cards than most other providers. The benefits of ownership are returned to the member in the form of lower loan rates, higher dividends on savings, and personal service.

If you’re looking to get more for your money, enjoy great interest rates, and outstanding personal service, a Credit Union may be the answer.

If you’re looking to get more for your money, enjoy great interest rates,
and outstanding personal service, a Credit Union may be the answer.

Not-for-profit

Credit unions are not-for-profit organizations. All revenue after
expenses goes back to the credit union and its members.

Cooperative spirit

Credit unions are member-owned and are democratically
run under the supervision of a board of directors
elected from among the membership. Members
have the power to direct credit union policy in
an effort to meet their needs. This ensures
that we are held accountable to our members,
and are continuously working in their best interest.

People Helping People

Credit unions exist to help people. Every member counts. Our goal is to serve all of our members well. Many serve populations where there are few options available. This includes overseas military, low-income families and others in underserved areas. This is the basis of the “people helping people” philosophy.

Member satisfaction

Credit unions are rated highly by their members. They have surpassed other financial institutions in member satisfaction for the past 21 years, according to American Banker surveys. We strive to provide the best in customer service.